Overview

As you venture into the real world everything looks bright and promising, but life may offer its own surprises. That's why MSIG ABC Personal Accident Insurance is the right choice for you - a simple and affordable plan with 24-hour worldwide coverage to protect your financial security in the event of an accident. So go-getters like yourself can focus on building a life with your loved ones, knowing that MSIG is by your side.

Benefits

• Accidental Death and/or Permanent Disablement

• Limb Shortening

• Coma

• Major Burns Benefit

• Medical Expenses

• Funeral and Cremation Expenses

• Bereavement Allowance

• Ambulance Fees

• Hospital Income

• Facial or Dental Cosmetic Surgery

• Unique Feature - Double Indemnity Benefit

General Exclusions

• War and related risks.

• Ionisation, radiation or contamination by radioactivity.

• Suicide, self-inflicted injury, unlawful act or wilful exposure to peril (other than in an attempt to save a human life).

• AIDS or AIDS-related complex (ARC).

• Pregnancy, childbirth, physical or mental defect or infirmity.

• Air travel except as a passenger in a fully licensed passenger carrying aircraft.

• The effect or influence (temporary or otherwise) of drugs, unless the drug is taken in accordance with an authorised medical prescription (but not for he treatment of drug addiction).

• Professional sports.

• Hazardous Activities including but not limited to mountaineering necessitating the use of ropes and other climbing equipment, offshore activities beyond 5km off any coastline and including rafting, canoeing and white water rapids, bungee jumping, all aerial activities, underwater activities involving the use of compressed air or gas to a depth of more than 18m, any form of martial arts, racing (other than on foot or swimming) or trial of speed or reliability.

Please refer to your policy document for full list.

Important Notes

• Eligible Children: Between age 15 days and 21 years, unmarried, extendable to 24 years if still on full time higher education and who are not gainfully employed.

• If you purchase our Family Plan, your spouse will enjoy the same benefits as you, whereas your children will be entitled to 50% sum insured for Accidental Death, Permanent Disablement, Limb Shortening, Coma and Major Burns Benefit.

• The insurance shall not be effective unless the premium payable has been paid.

• The descriptions of cover are a brief summary for quick and easy reference. The precise terms and conditions that apply are in the Policy Document.

• You can request to view the actual insurance policy before you sign up. Kindly contact MSIG Customer Service of assistance.

• In the event of a conflict between the English and the translated versions of this brochure, the English version shall prevail.

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