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    Golfer's Insurance

    Overview


    Golf seems like a perfectly relaxing pastime, but accidents can happen out there on the course. It only takes an unexpected gust of wind or a nasty hook or slice to send the ball the wrong way. What if the ball hits a person? MSIG Golfer's Insurance is a must for golfers. It pays for loss or damage of golfing equipments and protects you with a personal accident cover, legal liability to third parties for bodily injury or damage to property, plus of course, a hole-in-one award.


    Benefits


    Section I – Liability to the Public

    • Accidental bodily injury or damage to the property of third party while you are playing golf within the boundary of the golf clubs or golf courses anywhere in Malaysia and within the boundary of the golf clubs or golf courses elsewhere in the world during temporary visits.

    • All cost and expenses of litigation recovered by any claimant against you.

    • All cost and expenses of litigation incurred, with MSIG's written consent in respect of claims against the insured.

    Section II – Death or Injury to the Insured/Spouse/Children

    • Accidental Death or Permanent Disablement whilst in the golf course.

    • You, your spouse and up to 4 children are entitled to the limit of the plan applied for.

    Section III – Loss or Damage to your Golfing Equipment

    • Loss or damage to golf equipment (including golf clubs, balls, bags, shoes, caddie cars/buggies) whilst in the golf clubs or golf courses anywhere in Malaysia and within the boundary of the golf clubs or golf courses elsewhere in the world during temporary visits.

    • Maximum limit per club is RM1,000.

    Section IV – Loss or Damage to your Personal Effects

    • Indemnifies you against loss or damage to personal effects whilst in the golf clubs or golf courses anywhere in Malaysia and within the boundary of the golf clubs or golf courses elsewhere in the world during temporary visits.

    Section V – Hole-In-One Award and One Dozen Golf Balls

    • Indemnifies you for achieving a “hole-in-one” and also award one dozen golf balls whilst playing at the golf clubs or golf courses anywhere in Malaysia and within the boundary of the golf clubs or golf courses elsewhere in the world during temporary visits.

    View General Exclusions and Important Notes >

    Exclusions

    • Wear & tear or depreciation

    • War and related risks

    • Government Regulations or Acts or Authorities

    • Suicide, self-inflicted injuries, or wilful exposure to peril

    • Loss or damage to watches, jewellery, glass, cameras, portable radio, securities, stamp, motor vehicles & accessories

    • Acts of Terrorism


    Important Notes

    • Up to 4 children will be eligible for coverage under the cover for Insured, Spouse and Children Plan.

    • The age limit is as follows:
      Policyholder / Spouse – 18 to 70 years old;
      Eligible Children – 12 to 23 years old (must be financially dependent and not working full-time).

    • Your attention is drawn to the 60 days Premium Warranty attached to the policy. By this warranty, the insurance policy is automatically cancelled unless the full premium is paid to the insurer within 60 days from the commencement date of cover

    • The description of cover is a brief summary for quick and easy reference. The precise terms and conditions that apply are in the Policy Document.

    • You can request to view the actual insurance policy before you sign up.

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    Home Assist 1-300-880-863
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