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    TravelRight Plus Insurance

    Overview


    MSIG TravelRight Plus Insurance is a comprehensive insurance that provides compensation for mishaps and covered events during your journey within the policy period.

    For example,flight delays, loss of luggage, illness, accidents... the list goes on. When you travel for business or leisure, you can be assured that you are always protected throughout your journey with this policy. You can opt for a short-term policy for a single trip or an annual policy to cover an unlimited number of trips in a policy year.

    All Malaysians, Permanent Residents, Non-Residents, Work Permit/Employment Pass Holders or otherwise legally employed persons in Malaysia and their Dependents are eligible to apply.


    Benefits


    • Additional Coverage

      • Emergency Telephone Charges

      • Alternative Transport Arrangement

    • Extra covers for Travel Inconvenience

      • Unauthorised use of credit or debit card following robbery or theft

      • Missed events due to Travel Delay

      • Rental car excess if the car is damaged or stolen

    • Revised Cover for Travel Delay

      • First four consecutive hours of delay at RM200 and every subsequent six consecutive hours of delay at RM200 subject to a maximum amount of RM3,600 (Plan 1) and RM4,000 (Plan 2)

    • Extensive Personal Accident Cover

      • Covers accidental Death & Permanent Total Disablement.

    • Attractive Medical and Related Benefits

      • Covers illness and injury whilst travelling overseas. Covers include alterntive medicine, hospital income and follow-up medical treatment in Malaysia

      • Emergency Medical Evaluation, repatriation, burial and cremation expenses are covered

    • 24-hour Worldwide Travel Assistance hotline: +603-7965 3930

    • No UPPER age limit for Single Trip Cover

    • Flexible plans for overseas travel

    • Covers both business and leisure trips

    • Covers hijacking and terrorism

    • Chartered flights (scheduled) are covered

    • Member of MATTA (Malaysian Association of Tour and Travel Agents)

     

    Important Notes

    • Applicable to Malaysians, Malaysia Permanent Residents, Non Resident and work permit holders legally employed in Malaysia.

    • Each trip must begin and end in Malaysia except One Way Cover.

    • An overseas trip shall involve return to Malaysia within the period of insurance and in no event to exceed 185 days for Single Trip and 90 days for Annual Cover.

    • For Single Trip, any extension of cover is not allowed during the trip or after you have departed for your destination.

    • For Annual Cover, any extension to the Area of Coverage is not allowed during the period of insurance.

    • An excess of RM50 is applicable to certain sections. Please see Your Benefits Table.

    • The insurance shall not be effective unless the premium payable has been paid.

    • Section 7 and 14 will be payable only if the insurance is purchased at least seven days before the commencement date of your journey or earlier.

    • The descriptions of cover are a brief summary for quick and easy reference. The precise terms and conditions that apply are in the Policy Document.

    • You can request to view the actual insurance policy before you sign up. Kindly contact MSIG Customer Service staff for assistance.

    • You are obligated to pay any applicable taxes (which include but not limited to service tax and stamp duty) imposed by the Malaysian tax authorities in relation to your Policy.

    • Services Tax (ST) at the rate of 6% is applicable to your insurance premium for Geographical Area 4 and Annual Policy.

    • In the event of a conflict between the English and the translated versions of this brochure, the English version shall prevail

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